PROFESSIONAL INSURANCE AGENTS OF NEBRASKA & IOWA

Insurance Prices: The Good, the Bad & the Even More Bad | 7
Greenberg Blames NY Attorneys General for AIG Fall | 10
Can You Hear Me Now? Maybe Not | 11
Your Customer: Phone Calls & On Hold | 12
2017’s Biggest Business Fear: Cyber Attacks| 14
Stress in America | 15
Agent Commissions: Change Likely Coming | 18
Retiring Poor: A Huge Worry | 19
Too Big to Fail Designation | 19
Regulatory Reform: Another Trump Executive Order | 20
The American Health Care Act: Republicans Roll It Out | 22
Upcoming Events Calendar 2017 | 26

PIA National Reacts: No More Federal Insurance Anything | 7
Compensation & Technology: Independent Agents in 2017 | 8
Annual Insurance Regulation Report Card | 10
The High Cost of Negative Workplace Behavior | 12
Anthem-Cigna Deal: In the Judge’s Hands | 14
The Enormous Cost of False Insurance Claims | 14
Cyber Attackers will be More Cunning in 2017 | 16
What’s Keeping You Up at Night? | 18
More P&C Predictions 2017 | 20
ObamaCare: Ongoing Drama Leads to Uncertainty | 22
Flood: Getting Closer to an NFIP Renewal | 24
Upcoming Events Calendar 2017 | 26

Trump & P&C Insurance & ObamaCare | 7
Insurance Pricing 2017: Willis Towers Watson | 9
Greenberg Appeals AIG Bailout Ruling | 10
Vertafore’s Independent Insurance Agent Survey | 11
A Scary Prediction | 13
Business Cards in the 21st Century | 14
Special Report: What’s Next for ObamaCare | 16
Fascinating & Sometimes Fun Stats on the American Driver | 18
Professional Insurance Agents NE IA and The National Alliance held Iowa’s 38th Annual CIC, 26th CISR, 1st CISR Elite and 9th CRM Conferment Ceremony | 20
Upcoming Events Calendar 2016 | 26

Overtime Rule: Will this Impact Agencies & Companies? | 7
PIA National Worries about Possible Federal Insurance Advocate | 9
In Depth: Affordable Care Act Unraveling? | 12
P&C Operating Income: Double Digit Down | 15
Game Changer: Bill to Forgive NFIP Debt | 15
Cyber Insurance Premiums Rise Significantly | 16
Insurance’s Personality Problem | 17
Small Business: A Growing Agency Opportunity | 19
Lawsuit on a Possible Industry Problem: Overtime | 20
Judge Says State Farm will Face RICO Charges | 21
Insurers and Consumer Data | 22
Upcoming Events Calendar 2016 | 24

Confusion: The New Federal Overtime Rule | 7
It’s Official: The Justice Department to Block Health Insurer Mergers | 8
United States: Represented by 100 People | 9
Self-Driving Vehicles: Insurance Implications & Driver Implications | 12
Insurance Business: Rates & The First Quarter | 14
Update on Data Theft: Some Frightening Statistics | 16
PIA & Other Industry Groups Fight Auto Insurance Affordability Plan | 18
Americans & Money: The Great Recession Lesson | 20
Animals are Family | 21
ObamaCare: Millennials Still Find Health Insurance Too Expensive | 22
ObamaCare & Insurers: Most Losing Money | 23
Upcoming Events Calendar 2016 | 26

Google’s Gone for Now — But … | 7
Domestic Security: U.S. Low Ranking | 9
Insurance & Overtime: Department of Labor’s New Rule | 11
Private Flood Insurance: One Step Closer to Reality | 12
The Fitch Annual Report: Ace & Chubb Merger … A Major Player in the Making | 14
First Quarter 2016 Commercial Rates Still dropping | 15
Make Your Website Mobile Friendly | 16
The Housing Market Returns with a Bang | 18
Agent and Agency Revenue is up After 2015 Dip | 18
Dodd-Frank & Insurance — Still Waiting for Rules | 19
Work Compensation – Workers Over 55 Now & in the Future | 20
2016 Annual Convention - Reach for the Stars! | 23
Upcoming Events Calendar 2016 | 29

Insurance & the SIFI Designation: Changes on Tap? | 7
Top Lobbyists & the 113th Congress: Insurance in Top 10 | 10
Dodd-Frank & FIO & Trump & PIA | 13
The High Cost of Regulation & Not Just Insurance | 15
No Surprise: 2016 Record Data Breach Year | 18
Insurers 2016 Underwriting Loss & Direct Writing Increase | 19
Online Security: It’s Getting Worse | 20
Modernizing Flood Insurance | 22
Special Report: Taxes | 24
Crash Dummies & Real Life | 28
Upcoming Events Calendar 2017 | 30

PIA National, the FIO, Insurers & A New Systemic Risk Bill | 7
Fitch: P&C 2017 Outlook | 9
The Affordable Care Act, Republicans & Insurers | 12
Special Report: ObamaCare Sliding into Oblivion? | 14
Oregon Congressman Greg Walden to Lead House Energy & Commerce Committee | 17
Update: The Anthem Purchase of Cigna Trial | 18
Relief for Business Overtime Pay Rule Blocked | 20
Diffusing Holiday Stress | 22
Upcoming Events Calendar 2016/2017 | 24

U.S. State Insurance Regulation | 7
The Business of Business: Commercial Lines Looking Good | 8
GAO: Laws Broken in Implementation of ObamaCare | 9
The Public Option: Pushing a Federal Health Insurance Company | 12
ObamaCare: Rate Hikes & Sticker Shock Continues | 13
Week 1: Maurice “Hank” Greenberg’s Trial | 16
Workers’ Compensation & Obesity | 18
Clinton or Trump as President: Both a Struggle for Insurance | 19
Cyber Attacks: Dyn, Small Business, Your Home & Insurance | 21
Proposal for Private Flood Insurance Profit Cap | 25
MetLife Dumps Snoopy | 25
Professional Insurance Agents NE IA and The National Alliance held Nebraska’s 27th Annual CIC & 7th CRM Conferment Ceremony | 26
Upcoming Events Calendar 2016 | 28

Carriers & Independent Agents | 7
2016 Politics & Insurance | 8
The Impact of a Cyber Attack from Another Perspective | 10
PIA National Sponsored Study: Your Website & You | 13
Flood Insurance: Positive Changes Coming | 16
Aetna’s Decision Leads to ObamaCare’s Biggest Crisis | 18
More Troubles for ObamaCare & Health Insurer Mergers | 20
Upcoming Events Calendar 2016 | 24

Controversy: Congressman Wants to Undo Dodd-Frank | 7
Cyber Attacks: Concern Grows | 9
Uber & Lyft Drivers Safer than You and I | 12
Flood Reform: Will it bring in New Players? | 15
Jobs: The Most and Least Stressful in 2016 | 16
Administration Working to Help Insurers in ObamaCare Exchanges | 18
Commercial Auto Hits Really Tough Times | 20
Retirement? Not Me | 21
An Insurance Perspective — Orlando’s Terrorist Tragedy | 23
2016 Annual Convention - Reach for the Stars! | 24
Upcoming Events Calendar 2016 | 31

Flood Insurance Alert: Major Changes Began April 1 | 7
A.M. Best Survey on Presidential Candidates | 9
Special Report: Opioids — Over-Prescribed & Dangerous | 11
AIG Pay Cuts for Missing Profit Goals | 12
Hacking & Everything In Between | 14
Look for ObamaCare Rates to Continue to Rise | 15
Pedestrian Fatalities on the Rise | 17
2016 PIA Federal Legislative Summit | 20
2016 Annual Convention - Reach for the Stars! | 23
Upcoming Events Calendar 2016 | 29