PROFESSIONAL INSURANCE AGENTS OF NEBRASKA & IOWA

PIA National & Cyber Insurance | 7
The Riskiest States for Seniors | 9
The Nation’s Most Dangerous Occupations | 10
AIG’s Past Gambles Cause of Financial Struggles | 11
The Annual PIA National-National Underwriter Independent Agent Survey | 14
A Concern: Homeowners Purchasing/Homeowners Online | 20
Driving & Daydreaming: Some Days are More Dangerous than Others | 21
High Drug Prices: Congress to Take Action? Maybe | 22
Congratulations to New Designation Holders! | 27
Upcoming Events Calendar 2019 | 28

Directors & Officers & You | 7
Catastrophe Losses a Catastrophe for Insurance | 8
Catching Up: California Wildfires & PG&E | 9
Flood: No Reforms but Extended | 12
Business Owners & Agents | 13
NAIC Profit Report: 2018 is a Very Good Year | 15
Congress Insurance Agenda for 2019 | 17
R Street’s Annual Insurance Regulator Report Card | 19
Life Expectancy: What’s Going On? | 22
Scary Statistics: Legalized Pot & Driving | 24
Congratulations to New Designation Holders! | 27
Upcoming Events Calendar 2019 | 28
ObamaCare, the Judge & the House | 32

Travelers & Amazon Team Up: Smart Home Kits | 7
CVS Can Buy Aetna: Justice Department Decides | 9
Mergers & Acquisitions: The Boom Continues | 11
MarketScout: Third Quarter Insurance Rates | 13
Special Report: The 1st Half of 2018 — A Record Number of Breaches | 14
An Insurance Agent Nightmare? Google Gives Insurance Another Shot | 18
Not Doing Cyber Security Could Violate Federal Law | 20
Workers’ Compensation Rates: Still High but Falling | 21
Michael Losses & FEMA Boss Sets Off a Hurricane of His Own | 22
Congratulations to New Designation Holders! | 25
Upcoming Events Calendar 2018 | 26
PIA Annual Holiday Party: December 2018 | 30
Special Report: The #MeToo Movement & the Workplace | 33

Protecting Your Agency from Phishing | 7
Cannabis Insurance: A Product with Plenty of Pitfalls | 8
Patrick McManamon is the founder and CEO of
Agent Sues Nationwide: Business Model at Issue | 9
Taxes, Pass Through Businesses, PIA National & More | 10
What’s that Smell: Safeco Sued Over Skunk Attack | 12
Dilemma: Understanding Insurance — Homeowners | 14
Wildfire: The Importance of Insuring to Value | 18
Safeco & QBE: Stunning Agency Deal | 21
Reuters Poll: Medicare for All? Free College? | 23
Will People Buy Amazon or Google Homeowners Insurance? | 29
Congratulations to New Designation Holders! | 25
Upcoming Events Calendar 2018 | 26

Meet PIA National Executive Vice President Mike Becker | 7
Tax Reform: More on the Way | 7
Employee Retention, Benefits & Job Satisfaction | 8
Senate Passes Farm Bill: PIA National Happy | 9
Special Report: Small Business & Insurance | 12
House Looks at Small Business Cyber Protection | 14
Scary Thought: The Person Generating a Text also Liable for a Collision? | 17
An Insurance Nightmare? Lawyer Numbers Increasing in the U.S. | 18
The Value of Insurance to the Economy | 18
Flood Insurance: We’re Still Waiting | 22
PIA NE IA 69th Annual Conference Wrap Up | 24
Congratulations to New Designation Holders! | 29
Greater Metro Omaha Commitees Annual Scholarship Golf Outing | 30
Your Clients & Words & Phrases | 31
Upcoming Events Calendar 2018 | 32

PIA Federal Legislative Summit | 7
Millennials & Insurance | 8
Your Clients — Average Income | 9
Medical Marijuana & Workers’ Compensation | 11
Flood Rates Rising — Look for an 8% Jump | 13
The Hail You Say? Nebraska & Other States Pummeled Annually | 14
Phone Addicted Drivers Driving | 15
Blockchain — A New Insurance Benefit? | 17
Nationwide to Shift to Using Independent Agents | 20
Arizona Makes English Official Insurance Language | 21
A Whole New Ballgame PIA NE IA 2018 Conference | 22
CIC & CISR Designees | 26
Upcoming Events Calendar 2018 | 28

Bankruptcy: PG&E & California’s Wildfires | 7
Special Report: Wildfire, Insurers & Homeowners | 8
A Startling Report: PG&E Not Responsible for the Tubb Fire | 11
National Safety Council — Odds of Dying | 13
Bound to Happen: Wildfires & Higher Premiums | 15
Jobs: Progressive Hiring Spree | 17
ObamaCare: Democrats Run the House — Will Anything Change? | 18
The High and Unexpected Cost of Automation | 22
Tax Reform & the Rubber Meets the Road — What to Expect Now? | 23
American Family Insurance Wins 1st Battle with Agents | 25
Congratulations to New Designation Holders! | 27
Upcoming Events Calendar 2019 | 28

The Annual National Underwriter / PIA Agent Survey | 7
Controversy: Small Business & Health Insurance | 8
Information to Share with Your Homeowners & Business Clients | 11
Writing: As in Grammar, etc. is Costing Insurers | 14
Holiday Parties: They’re on Their Way, or Are They? | 17
PIA Annual Holiday Party: December 12, 2018 | 18
Cyber Threats: Small Business Still Not Prepared | 20
Millennials and Basic Insurance | 23
FIO Director Bags the Job & Moves On | 25
Congratulations to New Designation Holders! | 27
Robocalls: A Growing Problem | 28
Upcoming Events Calendar 2018 | 32

Cyber Security: Alexa & Google Home | 7
Controversy: Prudential’s New Direct Model | 8
Flood Insurance Changes: Noncompete Provisions | 8
The Sharing Economy: A New Insurance Opportunity | 9
Wells Fargo: Must Do More | 10
Millennials & Insurance: How Do We Work with Them? | 12
If You Don’t Know: Info on a Family & Medical Leave Tax Credit | 13
Causing Insurance Harm? | 14
Cyber Attacks: We are Woefully Under-Prepared | 18
Pet Insurance: An Insurance Goldmine? | 22
Professional Insurance Agents NE IA and The
Congratulations to New Designation Holders! | 25
Upcoming Events Calendar 2018 | 26
PIA Annual Holiday Party: December 2018 | 28
Privacy, the Internet & Your Information | 31

Self-Driving Vehicles: More Fear than Acceptance | 7
Work Comp & Small Business Clients | 8
PIA National’s Jon Gentile on NFIP Reauthorization | 10
The Reality of Wildfire in the West | 13
Not Unexpected: California Carrier Stops Policy Renewals | 14
Insurance Rates Continue to be Soften | 17
Insurance Companies & Fortune 500 | 20
The Private Flood Insurance Market: It’s Growing | 21
Traffic Fatalities: Some Surprises | 23
Your Employees, SmartPhones & Driving | 27
Congratulations to New Designation Holders! | 25
Scholarship Golf Outing: IronHorse, Ashland, NE | 26
Upcoming Events Calendar 2018 | 28

Insurance’s Newest Insuring Dilemma: Marijuana | 7
What Insurers Worry About | 8
NAIC Ranks P&C Premium Leaders | 9
FEMA Looking at Controversial NFIP Changes | 12
Shooter Events: Expensive for Business | 13
Passwords: We are so Careless | 14
Selling on Line: The Good, the Bad & Insurance | 17
Putting Distracted Driving in Insurance Perspective | 18
The High Cost of Work Injuries | 22
Surnames in Your State | 23
A Whole New Ballgame PIA NE IA 2018 Conference | 24
Congratulations to New Designation Holders! | 28
Upcoming Events Calendar 2018 | 30

Bill Reintroduced to Preserve State Regulation | 7
Stressed? You have One of the Most Stressful Jobs in the Nation | 8
Which States Have the Worst Drivers? | 12
Moody’s & Trump Tax Cuts | 15
Commercial Insurance Rates — Rising | 16
Gun Violence — A Breakdown of the Worst States | 19
Employment Discrimination in 2017 & Harvey Weinstein | 22
J.D. Power — Insurance Customer Satisfaction Skyrockets | 23
A Whole New Ballgame PIA NE IA 2018 Conference | 24
Congratulations to New Designation Holders! | 28
Upcoming Events Calendar 2018 | 30