PROFESSIONAL INSURANCE AGENTS OF NEBRASKA & IOWA

The Best States for P&C Sales | 9
Insurance Among Least Trusted Industries | 9
Agent Average Salaries & the Best & Worst Jobs in the U.S. | 10
When We Shouldn’t be Behind the Wheel | 11
Texas Leads U.S. so Far in 2014 | 13
The Insurance Agency Employment Crisis | 14
2013 Wedding Cost Disasters & Insurance | 15
Question Answered — ObamaCare Exchange Rates to Rise Considerably | 16
ObamaCare — One Business Perception Survey | 17
Special Report: Cyber Security — A Seriously Growing Problem | 18
Ransomware — The New Cyber Threat | 20

PIA National Agent of the Year Profiled by National Underwriter | 7
Road to TRIA Renewal Rocky — PIA Praises Senate Committee Action | 8
Explanation — The Importance of TRIA & Why the P&C Markets are Stable | 10
Cyber Insurance — Growing Interest & Urgency | 14
Regulating Insurers too Big to Fail — Part 1 | 16
Regulating Insurers too Big to Fail — Part 2 | 17
National Alliance Names Annual Outstanding CSRs | 18
PIA National on NFIP Rate Changes | 19
PIA Partners with Floodbroker.com — Flood Insurance Sales Easier? | 22
Small Business & ObamaCare | 23
The ObamaCare Penalty — 4-Million to Pay | 24
Branch Out With PIA - Agent Convention | 26
Upcoming Events Calendar 2014 | 36

Jim’s Perspective | 7
PCI - ISO Report: 2013 Profits & Profitability | 9
PIA National Alert — Windows XP Support Ends | 10
Insurance & The Internet of Things | 11
Cyber Security — Retail More Concerned than Other Business | 12
FIO to Study Auto Insurance Affordability | 14
The Worst States for an Auto Claim | 15
TRIA — Marsh Report on Renewal | 16
HealthCare.gov — Looking for New Contractor | 17
ObamaCare & Health Insurer Database Security | 17
Branch Out With PIA - Agent Convention | 18

PIA National Responds to FIO Congressional Hearing | 7
PIA Partnership Names New Chairman | 8
PIA National Working for You — Crop Insurance | 8
PIA National’s Federal Legislative Summit — Be There | 10
Special Report: Cyber Crime & Insurance | 11
Reforming Flood Reforms — Will the House Act? | 12
Fed’s Yellen — Yes, Banks & Insurers are different | 13
Small Business Owners — Exit Plans in 5 to 10-Years | 14
ObamaCare from a Non-Health Insurance Insurance Perspective | 16

PIA National Responds to FIO Modernization Report | 7
GEICO Now #2 Auto Insurer | 8
Insurance Firms as a Threat to the Economy — FSOC Criticized | 9
Flood Insurance Reform Reforms Stall in Congress | 10
PIA National Seeks Award Nominations | 11
PIA Partnership & a New Tool for PIA Members | 12
Meeting of the Minds — NAIC and U.S. Treasury Meet | 14
Agents & Brokers & ObamaCare | 15
ObamaCare — Two Interesting Polls | 16
Conning — The Independent Agency Model Still Works | 19

From the President, Andrew C. Harris / 7
Fitch Rating - Underwriting Profits 2013 Prediction / 8
April 2013 - Commercial Rates Continue their Rise / 9
How Solid is your agency's personal E&O commitment? / 10
PIA National - Disaster is Expensive / 13
Health Insurers and ObamaCare - Not so Sure / 15
Medicaid & ObamaCare - Who Will Take the New Patients? / 16
Serious Illness - Some Info / 16

Iowa Outstanding CSR of the Year | 7
Senate Anti-Hobby Lobby Vote Goes Down | 8
ObamaCare — Some Insurers will Seek Subsidies | 9
PIA’s 2014 Agency Marketing Guide — Focusing on Success Stories | 10
Senate Passes TRIA Extension — Doubtful in House | 12
NARAB II Amendment Included in TRIA Extension Legislation | 14
Financial Oversight Council Secrecy — It’s Time for a Change | 16
AIG & Bank of America Settlement & More | 16
A.M. Best’s First Quarter 2014 Analysis | 17
Update: Cyber Security — Law & Insurance & More | 20
Greater Metro Omaha Committees Annual Scholarship Golf Outing | 22
PIA & SAMIC Joint Rural and Town Agents Seminar | 27
Upcoming Events Calendar 2014 | 28

ACORD LOMA — Grading Insurers on Trends & First Four Grades | 7
Finally: Bills Changing Fed Oversight of Insurance | 8
The Fed — 15 Firms with Extra Supervision | 10
Attention Walmart Shoppers — PIA Agents are a Better Insurance Pick | 10
overstock.com — Insurance Offering Claims Exaggerated | 11
Rating Rates — Rate Downturn Trending | 12
California Legislator Proposes Tax Per Driving Mile | 13
TRIA Renewal — It’s TRIA in the Senate, TRIM in the House | 14
Mom’s You are More Valuable than Ever — Up from a Year Ago | 15
Branch Out with PIA - Agent Convention | 16
The 1752 Club 12th Annual Golf Outing | 21

PIA National Federal Legislative Summit | 7
Standard & Poor’s Predicts TRIA Renewal | 18
Insurance 2013 Finances — It wasn’t a Bad Year | 18
Flood Map Rigging for the Rich? | 20
Farm Bill Critics Bash Bill’s Insurance Subsidies | 21
A Positive — Insurance Customers View Insurance | 22
Drinking & Drugging on the Job | 24
New ObamaCare Rule — Navigators Do Not Need E&O | 25
WellPoint — ObamaCare Double-Digit Rate Raise | 27
Branch Out With PIA - Agent Convention | 28

NAIC’s New Board of Directors | 7
Cyber Risks Increase around the New Year | 8
Autos 1: Vehicle Technology & Gen Y & More | 9
PIA Partnership: Closing the Gap — a New Tool | 10
PIA National — Another Refutation of the McKinsey Report | 12
PIA National’s Annual Federal Legislative Summit | 13
Reform the Flood Reform Battle Rages | 16
Insurers & ObamaCare Payments | 18
By the Numbers — The Uninsured & the House | 19
Aetna CEO on ObamaCare & Health Care | 19
Congress Negotiators Close to Farm Bill Agreement | 20

PIA Legislative Report | 7
MarketScout & Mays Rates | 8
Coastal Controversy Homeowners Rates Rise | 9
Small Business & Cyber Attacks | 10
National Alliance Names 2013 Top CSRs | 11
The Basics of Business Interruption Coverage and Having the Right Limit | 12
PIA National & ObamaCare | 14
2013 Awarri Dunes Golf Outing | 18
2013 Achievers Luncheon | 24

The National Beat ... PIA Federal Legislative Summit & National Meetings / 7
PIA on Terrorism Insurance / 10
The Industry's Take on TRIA Renewal / 12
Boston Bombing Change Terror Focus / 13
Keeping an Eye on Personal Firearms Insurance / 15
Insurance at Retail Outlets? / 17
Dodging Drought / 17
Flood Insurance Price Shock / 18
Update: Cyber Security / 18
Employer Health Care Coverage - Declining / 20