PROFESSIONAL INSURANCE AGENTS OF NEBRASKA & IOWA

PIA National Responds to FIO Modernization Report | 7
GEICO Now #2 Auto Insurer | 8
Insurance Firms as a Threat to the Economy — FSOC Criticized | 9
Flood Insurance Reform Reforms Stall in Congress | 10
PIA National Seeks Award Nominations | 11
PIA Partnership & a New Tool for PIA Members | 12
Meeting of the Minds — NAIC and U.S. Treasury Meet | 14
Agents & Brokers & ObamaCare | 15
ObamaCare — Two Interesting Polls | 16
Conning — The Independent Agency Model Still Works | 19

From the President, Andrew C. Harris / 7
Fitch Rating - Underwriting Profits 2013 Prediction / 8
April 2013 - Commercial Rates Continue their Rise / 9
How Solid is your agency's personal E&O commitment? / 10
PIA National - Disaster is Expensive / 13
Health Insurers and ObamaCare - Not so Sure / 15
Medicaid & ObamaCare - Who Will Take the New Patients? / 16
Serious Illness - Some Info / 16

The Legislative Beat / 7
Ben Nelson to the Rescue - New CEO of NIAC Declares "No Need for Dueal Regulation" / 9
Commercial Rates & More Profit Info / 12
Danger: Cyber Attacks & Cyber Insurance - a Rising Business Opportunity / 15
Renter - 2 of 3 Don't have Insurance / 16
NCOIL on Navigators / 19

MarketScout & 2012 - Not a Hard Market but it's Emerging / 8
2012 Ending & 2013 - The Insurance Financial Forecast / 9
Privatizing Flood Insurance - PIA National Urges Caution /10
Ber alert for changes in your insurance carrier's underwriting guidelines / 12
Electric Cars - A Different Kind of Danger / 16
PIA National - Call for Award Nominations / 17
The History of CIC / 18
4 Sales Tips to Sell More and Build Better Relationships Through Better Eye Contact / 21

2012 Election Report / 7
PIA National: Reaction to the 2012 Election / 11
Ronald Von Haden - PIA National Names New EVP / 13
Hurricane Sandy / 14
PIA National & The Hartford Flood Program / 19
FloodSmart - Preparing for the Winter Rainy Season / 20
Soft News on the Hard Market - Rages Continue to Rise / 22
Hackers - Cyber Attacks a critical Crisis / 23
A Bew Internet Marketing Initiative...AGORAGATE / 24
33rd Annual Confernment Ceremony - Nebraska / 26

A Head's Up - Insurance Premium Tax Payments Up / 8
Don't Turn the Clock Back on Crop Insurance / 10
FEMA to Congress: NFIP Expires at the End of May / 13
What if the Supreme Court Tosses ObamaCare? / 15
Pre-Existing Conditions - Lots of Them / 17
The Housing Market - Costco & the Proverbial Bottom / 17
A Taste of PIA! / 18

PIA Legislative Report | 7
MarketScout & Mays Rates | 8
Coastal Controversy Homeowners Rates Rise | 9
Small Business & Cyber Attacks | 10
National Alliance Names 2013 Top CSRs | 11
The Basics of Business Interruption Coverage and Having the Right Limit | 12
PIA National & ObamaCare | 14
2013 Awarri Dunes Golf Outing | 18
2013 Achievers Luncheon | 24

The National Beat ... PIA Federal Legislative Summit & National Meetings / 7
PIA on Terrorism Insurance / 10
The Industry's Take on TRIA Renewal / 12
Boston Bombing Change Terror Focus / 13
Keeping an Eye on Personal Firearms Insurance / 15
Insurance at Retail Outlets? / 17
Dodging Drought / 17
Flood Insurance Price Shock / 18
Update: Cyber Security / 18
Employer Health Care Coverage - Declining / 20

PIA National Set Federal Legislative Summit / 7
Insurance Rates Continuing to Wrap Up 2012 / 10
Former Safeco CEO Mike McGavick on Rate Increases / 12
AIG Survey Cyberattack a Big Worry / 13
Insurance Proposals a potentially powerful E&O prevention tool / 14
PIA National Pushes States to Approve Certificate of Insurance Law / 16
Obana Care 1: Costs & Concerns / 20

The Soft but Maybe growing Hard Market / 7
Your Tax Dollars & the Fiscal Cliff / 10
Small Business Sees Hiring Increases / 11
PIA National's Ted Besesparis on Gridlock on Washington D.C. / 12
How would you assess your agency's overall E&O Culture? / 14
Info on yet Another ObanaCare tax / 17
Insurers & Federal Government Run Exchanges / 18
Annual Holiday Party / 20

Robert W Hansen Installed as National Officer of National Association of Professional Insurance Agents / 7
The First Six Months of 2012 - Profitable / 8
Carriers & Independent Agents - PIA National President Andrew Harris / 10
Six Months of Rising Rates - Is it a Hard Market? PIA National - Helping You Grow Business / 12
AIG & Systemically Significant Financial Firms / 13
Winter Storms - Getting Names / 13
Obamacare - the Exchanges / 14

PIA National's Federal Legislative Summit / 8
ANALYSIS - U.S. Supreme Court Takes on ObamaCare / 10
PIA National's Take on the Healthcare Debate / 13
Staying Ahead of the Hard Market / 14
Federal Advisory Committee on Insurance / 14
UPDATE - McCarren-Ferguson Repeal / 14
Insurance Jobs - Rising / 15
Health care Spending & Salaries / 16