PROFESSIONAL INSURANCE AGENTS OF NEBRASKA & IOWA

PIA National Federal Legislative Summit | 7
Standard & Poor’s Predicts TRIA Renewal | 18
Insurance 2013 Finances — It wasn’t a Bad Year | 18
Flood Map Rigging for the Rich? | 20
Farm Bill Critics Bash Bill’s Insurance Subsidies | 21
A Positive — Insurance Customers View Insurance | 22
Drinking & Drugging on the Job | 24
New ObamaCare Rule — Navigators Do Not Need E&O | 25
WellPoint — ObamaCare Double-Digit Rate Raise | 27
Branch Out With PIA - Agent Convention | 28

NAIC’s New Board of Directors | 7
Cyber Risks Increase around the New Year | 8
Autos 1: Vehicle Technology & Gen Y & More | 9
PIA Partnership: Closing the Gap — a New Tool | 10
PIA National — Another Refutation of the McKinsey Report | 12
PIA National’s Annual Federal Legislative Summit | 13
Reform the Flood Reform Battle Rages | 16
Insurers & ObamaCare Payments | 18
By the Numbers — The Uninsured & the House | 19
Aetna CEO on ObamaCare & Health Care | 19
Congress Negotiators Close to Farm Bill Agreement | 20

PIA Legislative Report | 7
MarketScout & Mays Rates | 8
Coastal Controversy Homeowners Rates Rise | 9
Small Business & Cyber Attacks | 10
National Alliance Names 2013 Top CSRs | 11
The Basics of Business Interruption Coverage and Having the Right Limit | 12
PIA National & ObamaCare | 14
2013 Awarri Dunes Golf Outing | 18
2013 Achievers Luncheon | 24

The National Beat ... PIA Federal Legislative Summit & National Meetings / 7
PIA on Terrorism Insurance / 10
The Industry's Take on TRIA Renewal / 12
Boston Bombing Change Terror Focus / 13
Keeping an Eye on Personal Firearms Insurance / 15
Insurance at Retail Outlets? / 17
Dodging Drought / 17
Flood Insurance Price Shock / 18
Update: Cyber Security / 18
Employer Health Care Coverage - Declining / 20

PIA National Set Federal Legislative Summit / 7
Insurance Rates Continuing to Wrap Up 2012 / 10
Former Safeco CEO Mike McGavick on Rate Increases / 12
AIG Survey Cyberattack a Big Worry / 13
Insurance Proposals a potentially powerful E&O prevention tool / 14
PIA National Pushes States to Approve Certificate of Insurance Law / 16
Obana Care 1: Costs & Concerns / 20

The Soft but Maybe growing Hard Market / 7
Your Tax Dollars & the Fiscal Cliff / 10
Small Business Sees Hiring Increases / 11
PIA National's Ted Besesparis on Gridlock on Washington D.C. / 12
How would you assess your agency's overall E&O Culture? / 14
Info on yet Another ObanaCare tax / 17
Insurers & Federal Government Run Exchanges / 18
Annual Holiday Party / 20

PIA National Responds to FIO Congressional Hearing | 7
PIA Partnership Names New Chairman | 8
PIA National Working for You — Crop Insurance | 8
PIA National’s Federal Legislative Summit — Be There | 10
Special Report: Cyber Crime & Insurance | 11
Reforming Flood Reforms — Will the House Act? | 12
Fed’s Yellen — Yes, Banks & Insurers are different | 13
Small Business Owners — Exit Plans in 5 to 10-Years | 14
ObamaCare from a Non-Health Insurance Insurance Perspective | 16

PIA National Responds to FIO Modernization Report | 7
GEICO Now #2 Auto Insurer | 8
Insurance Firms as a Threat to the Economy — FSOC Criticized | 9
Flood Insurance Reform Reforms Stall in Congress | 10
PIA National Seeks Award Nominations | 11
PIA Partnership & a New Tool for PIA Members | 12
Meeting of the Minds — NAIC and U.S. Treasury Meet | 14
Agents & Brokers & ObamaCare | 15
ObamaCare — Two Interesting Polls | 16
Conning — The Independent Agency Model Still Works | 19

From the President, Andrew C. Harris / 7
Fitch Rating - Underwriting Profits 2013 Prediction / 8
April 2013 - Commercial Rates Continue their Rise / 9
How Solid is your agency's personal E&O commitment? / 10
PIA National - Disaster is Expensive / 13
Health Insurers and ObamaCare - Not so Sure / 15
Medicaid & ObamaCare - Who Will Take the New Patients? / 16
Serious Illness - Some Info / 16

The Legislative Beat / 7
Ben Nelson to the Rescue - New CEO of NIAC Declares "No Need for Dueal Regulation" / 9
Commercial Rates & More Profit Info / 12
Danger: Cyber Attacks & Cyber Insurance - a Rising Business Opportunity / 15
Renter - 2 of 3 Don't have Insurance / 16
NCOIL on Navigators / 19

MarketScout & 2012 - Not a Hard Market but it's Emerging / 8
2012 Ending & 2013 - The Insurance Financial Forecast / 9
Privatizing Flood Insurance - PIA National Urges Caution /10
Ber alert for changes in your insurance carrier's underwriting guidelines / 12
Electric Cars - A Different Kind of Danger / 16
PIA National - Call for Award Nominations / 17
The History of CIC / 18
4 Sales Tips to Sell More and Build Better Relationships Through Better Eye Contact / 21

2012 Election Report / 7
PIA National: Reaction to the 2012 Election / 11
Ronald Von Haden - PIA National Names New EVP / 13
Hurricane Sandy / 14
PIA National & The Hartford Flood Program / 19
FloodSmart - Preparing for the Winter Rainy Season / 20
Soft News on the Hard Market - Rages Continue to Rise / 22
Hackers - Cyber Attacks a critical Crisis / 23
A Bew Internet Marketing Initiative...AGORAGATE / 24
33rd Annual Confernment Ceremony - Nebraska / 26