PROFESSIONAL INSURANCE AGENTS OF NEBRASKA & IOWA

Opinion: PIA National Publishes Important Small Business Research | 7
AGENTS WIN: Groundbreaking Research by The PIA Partnership | 10
Commissions Fall with Commercial Pricing | 12
Industry Employment: Up & Recovering from Recession | 14
Organic Growth: Agents & Brokers see 5.9% | 14
You Need to Know: Cell Phone Contracts Changing | 15
Millennials — Unhappy at Work & Why | 16
Congress to Take on C Corp. Tax Reform | 17
Towers Watson Shareholders Sue | 17
Cyber Security & Agents: What You Need to Know | 18
Agents & Brokers Critical to ObamaCare Success | 21
NARAB: FIO & Obama Administration Standing Still | 23
Upcoming Events Calendar 2015 | 25

Congratulations Bernie | 7
NFIP Head: Flood & Insurer Disconnect | 9
Millennials: Moving Out of Parents’ Homes | 10
AIG & Greenberg’s Federal Suit – Wins it All, Gains Nothing | 11
Rates: Sitting in a Holding Pattern | 14
Technology Use Critical for the Independent Agent & Agency | 15
Working from Home: 12 Struggles | 17
Cyber Attacks Frequency Staggering | 18
House Votes to Repeal ObamaCare Medical Device Tax | 20
Connect, Grow, Learn: Golf and Education Day Photo Gallery | 21
CPIA Classes | 28
Upcoming Events Calendar 2015 | 30

PIA NE IA Offers Cyber Insurance — You Need it, Your Clients Need it | 7
National Association of Professional Ins. Agents 2015 Federal Legislative Summit | 9
Are We in a Soft Market? Maybe. Maybe Not | 10
The Future Millennials & Financial Stability & Careers | 12
Special Report — Cyber & the NAIC, Cyber & Insurance is that the Direction to Go? | 13
Social Media: Take Another Look at Yours | 15
FEMA & the NFIP up the Ante: Flood Prices Rose April 1 | 17
ObamaCare — Give it Time? | 18
ObamaCare — Penalty Increasing | 18
Ranking Insurance Mascots | 19
Connect, Grow, Learn:
Annual Convention: Connect, Grow, Learn: Golf and Education Day - June 2-3 | 21
CPIA Classes | 24
Upcoming Events Calendar 2015 | 26

The Google Insurance Plunge & the PIA Antidote | 7
Memo to Congress: Insurance & Other Industry Wants Cyber Security Passed | 10
From Start to Finish 10 Fabulous Sales Tips | 11
Just in Time Flood Insurance Sales Tips | 14
The Obama Budget & Your Business Taxes | 16
Rewrite: Republicans Plan ObamaCare Replacement | 17
What Agents & Brokers Really Think about ObamaCare | 18
Annual Legislative Luncheon | 21
Jim’s Perspective | 22
FMO Seminar Grand Island, NE - April 9, 2015 | 25
Upcoming Events Calendar 2015 | 26

Insurance Jobs: Climbing to Record Levels | 8
Cyber and Insurance Costs to Skyrocket in 2015 | 9
Apple & IBM: 10 New Apps for Insurance & Other Financial Businesses | 10
Small Business Employees Most Loyal | 11
Mergers and Acquisitions: Some E&O Words of Wisdom | 12
Midsize Businesses will Grow & Invest in 2015 | 14
Obama Administration New Rules for Navigators Hurt Agents & Brokers | 17
U.S. HealthCare: Costs Rising, Access Falling & Millennials Don’t Care | 18
Help at the Office: An Effective Website and Effective Responses to Negatives | 19
What You Will Consume in a Lifetime | 20
Annual Holiday Party | 21

Montana’s Insurance Industry has Oldest Workers | 7
Professional Insurance Agents NE IA and The National Alliance held Nebraska’s 36th Annual CIC & CRM Conferment Ceremony | 8
Rate Trends — Surplus Lines Rates Slowing, too | 14
Cyber Security: The Problem Growing Exponentially | 15
Cyber Security: Taking a Look at JPMorgan & the Latest Hacking Disasters | 16
Americans & a Survey: The World is Getting Riskier | 20
September Rates — MarketScout | 24
Walmart Enters Health Insurance Biz | 25
Producers Bagging Health Insurance Sales — ObamaCare to Blame | 26
Free CE Details for Members | 23
Upcoming Events Calendar 2014 | 24

Major Moves: One Acquisition and One Merger | 7
High Merger Activity & Smaller Insurers | 7
Are Auto Insurers Spending too Much Money on Advertising? | 9
Workers Compensation: More of an E&O risk than you might think | 12
Dress Codes: A New Era | 8
How Can this Be? Self Driver Cars in Near Accident | 14
IMF Wants a Federal U.S. Insurance Regulator | 15
Work Comp: Small Employers & Video Cameras | 15
Too Much Social Change: Distressing? | 16
Anthem Buys Cigna: Now What? | 19
ObamaCare Fines Increase | 22
An Insurance Worry: Cyber Hacker Tactics Trying to Keep Up | 23
Rural & Town Agents Seminar | 25
Upcoming Events Calendar | 27

The Cadillac Tax: Repeal Certain | 7
Group Lobbying for Work Comp Opt Out | 9
Dodd-Frank Reform Out of Senate Banking Committee | 10
Profits in 2014 & Rates April 2015 | 12
Warren Buffett: Berkshire Hathaway is NOT too Big to Fail | 13
Cyber Rates: Large & Small & More | 14
Is ObamaCare Helping? Health Care Costs for a Typical Family | 15
Insurers to Congress: State Regulation is Best | 16
Google: First Driverless Autos, Now Pilotless Airlines | 17
Annual Convention: Connect, Grow, Learn: Golf and Education Day - June 2-3 | 19
CPIA Classes | 22
Upcoming Events Calendar 2015 | 24

Google Insurance Update: Google Compare has Arrived | 7
Millennials: Looking at the Future of Your Business | 9
Cyber Attacks: An Accelerating Crisis & Now the FIO is Involved | 12
Remembering AIG’s Former CEO & Savior Robert Benmosche | 14
Financial Guru Dave Ramsey Loves Independent Insurance Agents | 15
Driving: Behaviors, Behaving Badly & the Insurance Consequences| 16
Work Comp Rates: How Your State Ranks | 19
The 10 Largest P&C and Personal Lines Insurers | 20
Irony: The Affordable Care Act, the Administration & Agents | 22
The Paperless Society | 23
Annual Convention: Connect, Grow, Learn: Golf and Education Day - June 2-3 | 25

It’s Official — Or Close to it — The Hard Market is Over | 7
Two Viewpoints Insurance Predictions 2015 | 8
Is Documentation Really that Important? | 10
2014’s $50 Billion in Profits & Its Relation to Catastrophe | 12
The Bad Hire Costly but not how you think | 14
The Workspace Critical to Job Performance | 14
Smartphones The Latest Cyber Threat | 16
Upcoming Events Calendar | 20

Last Look: PIA National on the November Election | 7
Which of your customers could use an umbrella? | 8
Professional Insurance Agents NE IA and The National Alliance held Iowa’s 36th Annual Conferment Ceremony | 10
Here’s Why You Aren’t Selling More Cyber Insurance | 16
PIA National’s PIA Connection Wins MarCom Award | 17
The Cost of Owning a Vehicle State-by-State | 18
Hiring a Producer — Some Tips | 19
The Affordable Care Act at Age Two | 22
ObamaCare Year Two — The Employer | 24
Holiday Parties — Some Cautions, Precautions & Warnings | 25
Upcoming Events Calendar 2014/2015 | 26

PIA National Installs New Officers | 7
Dodd-Frank Adjustment — House Passes Bill to Redefine Insurers Systemic Risk | 8
Reuters/Ipsos Poll — State Secession | 10
Cyber Breach — Surviving an Ongoing Problem | 11
PIA National Joins Business Coalition: Congress — Pass TRIA Extension Now | 14
Ride-Sharing Insurance — California Leads the Way | 14
Deer Collisions: Drive Carefully — It’s that Time of Year | 15
PIA & The Hartford — A 10-Year Anniversary | 18
ObamaCare by the Numbers — More Insured & States with the Least Improvement | 20
ObamaCare by the Numbers: Part 2 | 21
Free CE Details for Members | 23
Upcoming Events Calendar 2014 | 24