PROFESSIONAL INSURANCE AGENTS OF NEBRASKA & IOWA

Insurance Jobs: Climbing to Record Levels | 8
Cyber and Insurance Costs to Skyrocket in 2015 | 9
Apple & IBM: 10 New Apps for Insurance & Other Financial Businesses | 10
Small Business Employees Most Loyal | 11
Mergers and Acquisitions: Some E&O Words of Wisdom | 12
Midsize Businesses will Grow & Invest in 2015 | 14
Obama Administration New Rules for Navigators Hurt Agents & Brokers | 17
U.S. HealthCare: Costs Rising, Access Falling & Millennials Don’t Care | 18
Help at the Office: An Effective Website and Effective Responses to Negatives | 19
What You Will Consume in a Lifetime | 20
Annual Holiday Party | 21

Montana’s Insurance Industry has Oldest Workers | 7
Professional Insurance Agents NE IA and The National Alliance held Nebraska’s 36th Annual CIC & CRM Conferment Ceremony | 8
Rate Trends — Surplus Lines Rates Slowing, too | 14
Cyber Security: The Problem Growing Exponentially | 15
Cyber Security: Taking a Look at JPMorgan & the Latest Hacking Disasters | 16
Americans & a Survey: The World is Getting Riskier | 20
September Rates — MarketScout | 24
Walmart Enters Health Insurance Biz | 25
Producers Bagging Health Insurance Sales — ObamaCare to Blame | 26
Free CE Details for Members | 23
Upcoming Events Calendar 2014 | 24

The Best States for P&C Sales | 9
Insurance Among Least Trusted Industries | 9
Agent Average Salaries & the Best & Worst Jobs in the U.S. | 10
When We Shouldn’t be Behind the Wheel | 11
Texas Leads U.S. so Far in 2014 | 13
The Insurance Agency Employment Crisis | 14
2013 Wedding Cost Disasters & Insurance | 15
Question Answered — ObamaCare Exchange Rates to Rise Considerably | 16
ObamaCare — One Business Perception Survey | 17
Special Report: Cyber Security — A Seriously Growing Problem | 18
Ransomware — The New Cyber Threat | 20

PIA National Agent of the Year Profiled by National Underwriter | 7
Road to TRIA Renewal Rocky — PIA Praises Senate Committee Action | 8
Explanation — The Importance of TRIA & Why the P&C Markets are Stable | 10
Cyber Insurance — Growing Interest & Urgency | 14
Regulating Insurers too Big to Fail — Part 1 | 16
Regulating Insurers too Big to Fail — Part 2 | 17
National Alliance Names Annual Outstanding CSRs | 18
PIA National on NFIP Rate Changes | 19
PIA Partners with Floodbroker.com — Flood Insurance Sales Easier? | 22
Small Business & ObamaCare | 23
The ObamaCare Penalty — 4-Million to Pay | 24
Branch Out With PIA - Agent Convention | 26
Upcoming Events Calendar 2014 | 36

Jim’s Perspective | 7
PCI - ISO Report: 2013 Profits & Profitability | 9
PIA National Alert — Windows XP Support Ends | 10
Insurance & The Internet of Things | 11
Cyber Security — Retail More Concerned than Other Business | 12
FIO to Study Auto Insurance Affordability | 14
The Worst States for an Auto Claim | 15
TRIA — Marsh Report on Renewal | 16
HealthCare.gov — Looking for New Contractor | 17
ObamaCare & Health Insurer Database Security | 17
Branch Out With PIA - Agent Convention | 18

PIA National Responds to FIO Congressional Hearing | 7
PIA Partnership Names New Chairman | 8
PIA National Working for You — Crop Insurance | 8
PIA National’s Federal Legislative Summit — Be There | 10
Special Report: Cyber Crime & Insurance | 11
Reforming Flood Reforms — Will the House Act? | 12
Fed’s Yellen — Yes, Banks & Insurers are different | 13
Small Business Owners — Exit Plans in 5 to 10-Years | 14
ObamaCare from a Non-Health Insurance Insurance Perspective | 16

Last Look: PIA National on the November Election | 7
Which of your customers could use an umbrella? | 8
Professional Insurance Agents NE IA and The National Alliance held Iowa’s 36th Annual Conferment Ceremony | 10
Here’s Why You Aren’t Selling More Cyber Insurance | 16
PIA National’s PIA Connection Wins MarCom Award | 17
The Cost of Owning a Vehicle State-by-State | 18
Hiring a Producer — Some Tips | 19
The Affordable Care Act at Age Two | 22
ObamaCare Year Two — The Employer | 24
Holiday Parties — Some Cautions, Precautions & Warnings | 25
Upcoming Events Calendar 2014/2015 | 26

PIA National Installs New Officers | 7
Dodd-Frank Adjustment — House Passes Bill to Redefine Insurers Systemic Risk | 8
Reuters/Ipsos Poll — State Secession | 10
Cyber Breach — Surviving an Ongoing Problem | 11
PIA National Joins Business Coalition: Congress — Pass TRIA Extension Now | 14
Ride-Sharing Insurance — California Leads the Way | 14
Deer Collisions: Drive Carefully — It’s that Time of Year | 15
PIA & The Hartford — A 10-Year Anniversary | 18
ObamaCare by the Numbers — More Insured & States with the Least Improvement | 20
ObamaCare by the Numbers: Part 2 | 21
Free CE Details for Members | 23
Upcoming Events Calendar 2014 | 24

Iowa Outstanding CSR of the Year | 7
Senate Anti-Hobby Lobby Vote Goes Down | 8
ObamaCare — Some Insurers will Seek Subsidies | 9
PIA’s 2014 Agency Marketing Guide — Focusing on Success Stories | 10
Senate Passes TRIA Extension — Doubtful in House | 12
NARAB II Amendment Included in TRIA Extension Legislation | 14
Financial Oversight Council Secrecy — It’s Time for a Change | 16
AIG & Bank of America Settlement & More | 16
A.M. Best’s First Quarter 2014 Analysis | 17
Update: Cyber Security — Law & Insurance & More | 20
Greater Metro Omaha Committees Annual Scholarship Golf Outing | 22
PIA & SAMIC Joint Rural and Town Agents Seminar | 27
Upcoming Events Calendar 2014 | 28

ACORD LOMA — Grading Insurers on Trends & First Four Grades | 7
Finally: Bills Changing Fed Oversight of Insurance | 8
The Fed — 15 Firms with Extra Supervision | 10
Attention Walmart Shoppers — PIA Agents are a Better Insurance Pick | 10
overstock.com — Insurance Offering Claims Exaggerated | 11
Rating Rates — Rate Downturn Trending | 12
California Legislator Proposes Tax Per Driving Mile | 13
TRIA Renewal — It’s TRIA in the Senate, TRIM in the House | 14
Mom’s You are More Valuable than Ever — Up from a Year Ago | 15
Branch Out with PIA - Agent Convention | 16
The 1752 Club 12th Annual Golf Outing | 21

PIA National Federal Legislative Summit | 7
Standard & Poor’s Predicts TRIA Renewal | 18
Insurance 2013 Finances — It wasn’t a Bad Year | 18
Flood Map Rigging for the Rich? | 20
Farm Bill Critics Bash Bill’s Insurance Subsidies | 21
A Positive — Insurance Customers View Insurance | 22
Drinking & Drugging on the Job | 24
New ObamaCare Rule — Navigators Do Not Need E&O | 25
WellPoint — ObamaCare Double-Digit Rate Raise | 27
Branch Out With PIA - Agent Convention | 28

NAIC’s New Board of Directors | 7
Cyber Risks Increase around the New Year | 8
Autos 1: Vehicle Technology & Gen Y & More | 9
PIA Partnership: Closing the Gap — a New Tool | 10
PIA National — Another Refutation of the McKinsey Report | 12
PIA National’s Annual Federal Legislative Summit | 13
Reform the Flood Reform Battle Rages | 16
Insurers & ObamaCare Payments | 18
By the Numbers — The Uninsured & the House | 19
Aetna CEO on ObamaCare & Health Care | 19
Congress Negotiators Close to Farm Bill Agreement | 20